:root {
    --navy: #0e5a8a;
    --blue: #3fa7dc;
    --orange: #f58a2e;
    --yellow: #ffc945;
    --ink: #17364a;
    --muted: #526b79;
    --pale: #eaf7fd;
    --line: #c8e3ef;
    --white: #fff;
    --shadow: 0 12px 32px rgb(14 90 138 / 10%);
    --radius: 18px;
    --container: 1160px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 7rem; }
body {
    margin: 0;
    background: var(--white);
    color: var(--ink);
    font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    font-size: 1rem;
    line-height: 1.7;
    overflow-x: clip;
}
img, svg { display: block; max-width: 100%; height: auto; }
a { color: var(--navy); text-underline-offset: .18em; }
a:hover { color: #083f63; }
a:focus-visible, button:focus-visible, [tabindex]:focus-visible {
    outline: 3px solid var(--orange);
    outline-offset: 3px;
    border-radius: 4px;
}
p, li, dd, a, h1, h2, h3 { overflow-wrap: anywhere; }
h1, h2, h3 { margin-top: 0; color: var(--navy); line-height: 1.22; }
h1 { max-width: 19ch; margin-bottom: 1.2rem; font-size: clamp(2.15rem, 5vw, 4.25rem); letter-spacing: -.035em; }
h2 { margin-bottom: 1rem; font-size: clamp(1.65rem, 3vw, 2.45rem); letter-spacing: -.02em; }
h3 { margin-bottom: .6rem; font-size: 1.2rem; }
p { margin-top: 0; }

.container { width: min(calc(100% - 2.5rem), var(--container)); margin-inline: auto; }
.narrow { max-width: 760px; margin-inline: auto; text-align: center; }
.narrow-left { max-width: 850px; margin-left: max(1.25rem, calc((100% - var(--container)) / 2)); margin-right: 1.25rem; }
.screen-reader-text { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 100; left: 1rem; top: 1rem; padding: .75rem 1rem; background: var(--white); transform: translateY(-200%); }
.skip-link:focus { transform: none; }

.site-header { position: relative; z-index: 20; border-bottom: 1px solid var(--line); background: rgb(255 255 255 / 96%); }
.header-inner { display: flex; min-height: 68px; align-items: center; justify-content: space-between; gap: 1rem 2rem; }
.site-logo-link { display: inline-flex; flex: 0 0 auto; align-items: center; line-height: 0; }
.site-logo { width: 116px; height: auto; aspect-ratio: 320 / 199; }
.primary-nav ul, .footer-nav { display: flex; flex-wrap: wrap; align-items: center; gap: .25rem 1.25rem; margin: 0; padding: 0; list-style: none; }
.primary-nav a { display: inline-block; padding: .55rem .1rem; color: var(--ink); font-size: .95rem; font-weight: 650; text-decoration: none; }
.primary-nav a:hover { color: var(--navy); text-decoration: underline; }

.hero { padding: clamp(3.5rem, 8vw, 7rem) 0; background: linear-gradient(145deg, #f5fcff 0%, var(--pale) 70%, #fff8e5 100%); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(280px, .95fr); align-items: center; gap: clamp(2rem, 6vw, 5rem); }
.hero-copy { min-width: 0; }
.hero-copy .lead { max-width: 62ch; }
.hero-media { min-width: 0; margin: 0; }
.hero-media img { width: 100%; aspect-ratio: 4 / 3; border: 1px solid #b8ddec; border-radius: 28px; box-shadow: var(--shadow); object-fit: cover; }
.eyebrow { margin-bottom: .8rem; color: #a94e08; font-size: .78rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.lead { color: var(--ink); font-size: clamp(1.08rem, 2vw, 1.3rem); line-height: 1.65; }
.button-row { display: flex; flex-wrap: wrap; align-items: center; gap: .8rem; margin-top: 1.75rem; }
.button { display: inline-flex; min-height: 46px; align-items: center; justify-content: center; padding: .72rem 1.2rem; border: 2px solid transparent; border-radius: 999px; font-weight: 750; line-height: 1.25; text-align: center; text-decoration: none; }
.button-primary { background: var(--navy); color: var(--white); }
.button-primary:hover { background: #083f63; color: var(--white); }
.button-secondary { border-color: var(--navy); background: var(--white); color: var(--navy); }
.button-secondary:hover { background: var(--pale); color: #083f63; }
.text-link { font-weight: 750; }

.section { padding: clamp(3.75rem, 7vw, 6.5rem) 0; }
.section-tint { background: var(--pale); }
.section-intro { max-width: 74ch; margin-bottom: 2rem; color: var(--muted); font-size: 1.06rem; }
.compact-top { padding-top: 2.25rem; }
.feature-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.25rem; margin-top: 2rem; }
.feature-card, .provider-card { min-width: 0; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); box-shadow: 0 8px 24px rgb(14 90 138 / 6%); }
.feature-card { padding: 1.6rem; border-top: 5px solid var(--yellow); }
.provider-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; }
.provider-card { display: flex; overflow: hidden; flex-direction: column; padding: 0; }
.provider-card-media { position: relative; overflow: hidden; aspect-ratio: 8 / 5; margin: 0; background: #dceff8; }
.provider-card-media img { width: 100%; height: 100%; object-fit: cover; }
.provider-illustration-label { position: absolute; right: .75rem; bottom: .75rem; padding: .22rem .6rem; border-radius: 999px; background: rgb(9 47 71 / 82%); color: var(--white); font-size: .72rem; font-weight: 700; line-height: 1.35; }
.provider-card-body { display: flex; flex: 1; flex-direction: column; padding: 1.4rem; }
.provider-card h3 { margin-bottom: 1.15rem; }
.provider-card-summary { display: grid; gap: .85rem; margin: 0; }
.provider-card-summary div { padding: 0; }
.provider-card dt { color: var(--muted); font-size: .74rem; font-weight: 800; letter-spacing: .045em; text-transform: uppercase; }
.provider-card dd { margin: .12rem 0 0; line-height: 1.55; }
.provider-card-cta { width: 100%; margin-top: auto; }
.checked-date, .table-date { color: var(--muted); font-size: .82rem; }
.checked-date { margin: 1.15rem 0 .8rem; }
.table-date { display: block; margin-top: .45rem; }
.section-action, .closing-notice { margin-top: 2rem; }
.split-content { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(280px, .75fr); gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.check-list { padding-left: 1.25rem; }
.check-list li::marker { color: var(--orange); }
.info-panel, .disclosure-note { border-left: 6px solid var(--orange); border-radius: 0 var(--radius) var(--radius) 0; background: #fff8e8; }
.info-panel { padding: 1.7rem; }
.disclosure-note { max-width: 900px; margin-bottom: 2rem; padding: 1.1rem 1.25rem; }
.disclosure-note p:last-child { margin-bottom: 0; }
.section-cta { background: #fff7dc; }
.disclaimer-bar { padding: 1.25rem 0; background: var(--navy); color: var(--white); }
.disclaimer-bar p { margin: 0; }
.disclaimer-bar a { color: var(--white); font-weight: 750; }

.page-hero { padding: clamp(3.5rem, 7vw, 6rem) 0; border-bottom: 1px solid var(--line); background: linear-gradient(130deg, var(--pale), #fff); }
.anchor-nav { display: flex; flex-wrap: wrap; gap: .6rem; margin-top: 1.5rem; }
.anchor-nav a { padding: .48rem .9rem; border: 1px solid var(--navy); border-radius: 999px; background: var(--white); font-weight: 700; text-decoration: none; }
.anchor-section { scroll-margin-top: 2rem; }
.content-prose { max-width: 820px; }
.content-prose h2 { margin-top: 2.5rem; }
.content-prose > section:first-child h2, .guide-steps > section:first-child h2 { margin-top: 0; }
.content-prose h3 { margin-top: 1.8rem; }
.content-prose li + li { margin-top: .45rem; }
.guide-steps > section { padding-bottom: 2.2rem; border-bottom: 1px solid var(--line); }
.guide-steps h2 { display: flex; gap: .8rem; align-items: flex-start; }
.guide-steps h2 span { display: inline-flex; width: 2rem; height: 2rem; flex: 0 0 2rem; align-items: center; justify-content: center; border-radius: 50%; background: var(--yellow); color: #573500; font-size: 1rem; }
.article-cta { margin: 2.5rem 0; }

.table-scroll { width: 100%; min-width: 0; max-width: 100%; overflow-x: auto; overflow-y: hidden; contain: inline-size paint; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); -webkit-overflow-scrolling: touch; }
table { width: 100%; min-width: 980px; border-collapse: collapse; font-size: .93rem; }
th, td { padding: 1rem; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
thead th { background: var(--navy); color: var(--white); }
tbody th { color: var(--navy); }
tbody tr:last-child th, tbody tr:last-child td { border-bottom: 0; }

.blog-hero h1 { max-width: 22ch; }
.post-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.4rem; margin-top: 2rem; }
.post-card { display: flex; min-width: 0; flex-direction: column; padding: clamp(1.35rem, 3vw, 1.8rem); border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); box-shadow: 0 8px 24px rgb(14 90 138 / 6%); }
.post-card h2 { margin-bottom: .8rem; font-size: clamp(1.35rem, 2.4vw, 1.75rem); }
.post-card h2 a { color: var(--navy); text-decoration: none; }
.post-card h2 a:hover { color: #083f63; text-decoration: underline; }
.post-card-link { margin-top: auto; align-self: flex-start; }
.entry-meta { color: var(--muted); font-size: .88rem; }
.blog-pagination { margin-top: 2.5rem; }
.blog-pagination .nav-links { display: flex; flex-wrap: wrap; gap: .6rem; align-items: center; }
.blog-pagination .page-numbers { display: inline-flex; min-width: 2.75rem; min-height: 2.75rem; align-items: center; justify-content: center; padding: .35rem .75rem; border: 1px solid var(--line); border-radius: 999px; background: var(--white); font-weight: 700; text-decoration: none; }
.blog-pagination .page-numbers.current { border-color: var(--navy); background: var(--navy); color: var(--white); }
.blog-empty { max-width: 720px; padding: 1.7rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--pale); }
.article-container { width: min(calc(100% - 2.5rem), 880px); }
.article-header h1 { max-width: 24ch; }
.breadcrumb { margin-bottom: 1.5rem; color: var(--muted); font-size: .9rem; }
.breadcrumb ol { display: flex; min-width: 0; flex-wrap: wrap; gap: .35rem .6rem; margin: 0; padding: 0; list-style: none; }
.breadcrumb li { min-width: 0; }
.breadcrumb li:not(:last-child)::after { margin-left: .6rem; color: var(--muted); content: "→"; }
.article-content { min-width: 0; padding-block: clamp(2.5rem, 6vw, 4.75rem); font-size: 1.05rem; }
.article-content h2 { margin-top: 2.8rem; }
.article-content h3 { margin-top: 2rem; }
.article-content p, .article-content li { max-width: 74ch; }
.article-content li + li { margin-top: .55rem; }
.article-content ul, .article-content ol { padding-left: 1.35rem; }
.article-content .checklist { padding: 1.25rem 1.25rem 1.25rem 3rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--pale); list-style: none; }
.article-content .checklist li { position: relative; }
.article-content .checklist li::before { position: absolute; left: -1.65rem; color: var(--navy); content: "☐"; font-weight: 800; }
.article-content pre { max-width: 100%; overflow-x: auto; padding: 1.25rem; border: 1px solid var(--line); border-radius: 12px; background: #f4f8fa; color: var(--ink); font: inherit; font-size: .92rem; white-space: pre-wrap; overflow-wrap: anywhere; }
.faq-section { margin-top: 3rem; padding-top: .4rem; border-top: 4px solid var(--yellow); }
.faq-section h3 { padding-top: .4rem; }
.article-disclosure, .post-cta { margin-bottom: 2rem; padding: 1.4rem; border-radius: var(--radius); }
.article-disclosure { border-left: 6px solid var(--orange); background: #fff8e8; }
.article-disclosure p { margin: 0; }
.post-cta { background: var(--pale); }
.post-cta h2 { font-size: 1.5rem; }
.post-navigation-wrap { margin: 2.5rem 0 4rem; padding-top: 1.5rem; border-top: 1px solid var(--line); }
.post-navigation .nav-links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; }
.post-navigation a { display: block; min-width: 0; padding: 1rem; border: 1px solid var(--line); border-radius: 12px; text-decoration: none; }
.post-navigation a:hover { background: var(--pale); }
.post-navigation .nav-next { text-align: right; }
.post-navigation .nav-label { display: block; color: var(--muted); font-size: .8rem; }
.post-navigation .nav-title { display: block; font-weight: 750; }

.site-footer { padding: 3.2rem 0 1.3rem; background: #092f47; color: #eaf7fd; }
.site-footer a { color: var(--white); }
.footer-grid { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(280px, .6fr); gap: 3rem; }
.footer-grid > div p { max-width: 64ch; }
.footer-brand { color: var(--white); font-size: 1.4rem; font-weight: 800; }
.footer-nav { align-items: flex-start; flex-direction: column; gap: .4rem; }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .5rem 2rem; margin-top: 2.5rem; padding-top: 1.2rem; border-top: 1px solid rgb(255 255 255 / 22%); font-size: .86rem; }
.footer-bottom p { margin: 0; }
.error-page { padding-block: 4rem; }
.post-summary { padding: 1.5rem 0; border-bottom: 1px solid var(--line); }

@media (max-width: 900px) {
    .header-inner { align-items: flex-start; flex-direction: column; padding-block: .75rem; }
    .site-logo { width: 100px; }
    .primary-nav { width: 100%; min-width: 0; max-width: 100%; overflow-x: auto; overflow-y: hidden; contain: inline-size paint; }
    .primary-nav ul { width: max-content; flex-wrap: nowrap; }
    .hero-grid, .split-content, .footer-grid { grid-template-columns: 1fr; }
    .hero-media { width: min(100%, 620px); }
    .provider-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 640px) {
    html { scroll-padding-top: 2rem; }
    .container { width: min(calc(100% - 1.5rem), var(--container)); }
    .narrow-left { margin-inline: .75rem; }
    .hero { padding-top: 3rem; }
    .feature-grid, .provider-grid { grid-template-columns: 1fr; }
    .post-grid, .post-navigation .nav-links { grid-template-columns: 1fr; }
    .button-row { align-items: stretch; flex-direction: column; }
    .button-row .button { width: 100%; }
    .footer-bottom { flex-direction: column; }
    th, td { padding: .8rem; }
}

@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
}

@media print {
    .site-header, .site-footer, .button-row, .anchor-nav { display: none; }
    body { color: #000; font-size: 11pt; }
    .section, .page-hero { padding: 1.5rem 0; }
    .table-scroll { overflow: visible; }
    table { min-width: 0; font-size: 8pt; }
}